At Bull Stock Talk our focus is on creating a positive and helpful experience for our users. We want Bull Stock Talk to be convenient, safe, and fun for you and your communities. This means there are a few rules. You may NOT:
At its discretion, Bull Stock Talk may permanently cancel accounts of users who violate the Terms of Service. Bull Stock Talk reserves the right to view Private Groups ONLY for the purposes of fixing issues, to respond to complaints about Terms of Service violations, or when required to do so by law. Bull Stock Talk reserves the ongoing right to view Pages, Selective Groups, Open Groups, and any groups in the Bull Stock Talk Open Group Directory to assess compliance with this Terms of Service. Bull Stock Talk reserves the right to remove objectionable content without notice. Bull Stock Talk can remove any content or information you post at Bull Stock Talk if we believe that it violates our Terms of Service.
We may suspend or terminate your account or cease providing you with all or part of the Services at any time for any or no reason, including, but not limited to if we reasonably believe you have violated these Terms.
Bull Stock Talk reserves the right to ban Pages, Groups and users that do not comply with its Terms of Service as assessed in Bull Stock Talk’s sole discretion and interpretation of its Terms of Service; and Users, Pages, and Groups under investigation or which have been detected as sharing content in violation of these terms may have their visibility limited in various parts of Bull Stock Talk, including search. Pages, Groups, and users may not be notified when any of this occurs. Banned Pages, Groups, and users may contact Bull Stock Talk Customer Support to request more information. We reserve the right to respond or not respond to such requests. Please comply with the rules in Bull Stock Talk’s Terms of Service.
While we have the right to monitor activity and content associated with Bull Stock Talk, we are not obligated to do so. We do not guarantee the accuracy, integrity, or quality of any content submitted by users. Because community standards vary and individuals sometimes choose not to comply with our policies and practices, you understand that in the process of using Bull Stock Talk, you may be exposed to content that you find offensive or objectionable in your communities. We do not endorse, support, represent or guarantee the completeness, truthfulness, accuracy, or reliability of any Content or communications posted at Bull Stock Talk or endorse any opinions expressed at Bull Stock Talk. We may investigate the complaints and violations of our policies that come to our attention and may take any action that we believe is appropriate, including, but not limited to issuing warnings, removing the content, or terminating accounts and/or subscriptions. We also, however, reserve the right not to take any action. Under no circumstances will we be liable in any way for any content, including, but not limited to any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of, access to, or denial of access to any content on the Website.
There are no fees for use of many of the features on Bull Stock Talk. However, premium features and subscriptions are available for purchase by Bull Stock Talk members for additional services the company may offer.
Bull Stock Talk may change the fees and/or benefits associated with premium features from time to time or may immediately suspend or terminate premium features for any or no reason and without advance notice or liability.
When you purchase a premium feature that is paid for by you through recurring payments, you agree that you are authorizing recurring payments, and that such payments and thereby subscription will be made by the method and at the recurring intervals you have agreed to, until the subscription is terminated by you or by Bull Stock Talk. You may cancel a subscription at any time before the end of the current billing period and the cancellation will take effect on the next billing period.
If you break any of Bull Stock Talk’s terms in the use of your Bull Stock Talk account and/or in the use of its premium features and subscriptions, in addition to other actions we may take, we may cancel any or all of your premium features and subscriptions immediately and no refund will be granted for any payments you have made.
Bull Stock Talk uses the services of established 3rd party vendors for all payments and payment information. Bull Stock Talk stores no payment information on its servers and is not liable for any breach of payment information or loss that occurs with the payment vendor.
Due to storage limitations and expenses, Bull Stock Talk reserves the right to close and delete any user account that has not been logged in for a period of 6 months or more. Bull Stock Talk will notify any such users whose accounts it intends to delete, by email or SMS, if they have been inactive for greater than 5 months and provide those users with a minimum of 30 days notice and options on how to keep their content and account at Bull Stock Talk or how to download their content onto their personal computers. Bull Stock Talk will give one final notice at least 48 hours prior to deleting an account.
Bull Stock Talk reserves the right to transfer ownership and administration of or terminate an Open Group or Page that has been abandoned by the Page or Group owner and its appointed Page or Group administrators. A Page or Open Group is considered abandoned if the Page or Group owner and Page or Group administrators do not log into Bull Stock Talk for at least 6 months or do not post to the Page or Group for at least 6 months. Once the transfer of a Page or Group ownership and administration is effected by Bull Stock Talk, it may be transferred subsequently at any time by Bull Stock Talk.
Materials, including but not limited to text, data, images, graphics, photos, audio, audiovisual, videos, and content of any nature provided by users of Bull Stock Talk (“User Submissions”) are owned by the party contributing such content. As a user of Bull Stock Talk, you are solely responsible for your own submissions. By transmitting your submissions or otherwise through or using Bull Stock Talk you represent that you have all rights and authorizations necessary to post, submit, display, produce, or otherwise transmit such content. You agree that you will not submit material that is or contains the intellectual property of a third party that you do not have permission to use. You promise that your User Content does not infringe the intellectual property rights, privacy rights, publicity rights, or other legal rights of any third party.
Bull Stock Talk is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such User Submissions, which may be inaccurate, infringing, offensive, indecent, or objectionable. You understand that all information posted or transmitted through Bull Stock Talk is the sole responsibility of the person from which such content originated and that we are not and will not be liable for any errors or omissions in any content. You understand that we cannot guarantee the identity of users or the accuracy of any data that users may provide to any other users with whom you interact in the course of using Bull Stock Talk.
You are responsible for safeguarding the password that you use to access Bull Stock Talk and for any activities or actions under your password. We encourage you to use “strong” passwords (passwords that use a combination of upper and lower case letters, numbers, and symbols) with your account. Bull Stock Talk cannot and will not be liable for any loss or damage arising from your failure to comply with the above.
Selling usernames, Page names, Group names: You may not buy or sell Bull Stock Talk usernames, Page names, or Group names.
Username, Page name, Group name squatting: You may not engage in the username, Page name, or Group name squatting. Some of the factors we take into consideration when determining whether conduct is username, Page name, or Group name squatting include:
You may not register or create fake and misleading accounts. While you may use Bull Stock Talk pseudonymously or as a parody, commentary, or fan account, you may not use misleading account information in order to engage in spamming, abusive, or disruptive behavior, including attempts to manipulate the conversations on Bull Stock Talk. Some of the factors that we may take into account when determining whether an account is a fake include:
You may not use Bull Stock Talk’s services for the purpose of spamming anyone. Spam is generally defined on Bull Stock Talk as bulk or aggressive activity that attempts to manipulate or disrupt Bull Stock Talk or the experience of users on Bull Stock Talk to drive traffic or attention to unrelated accounts, products, services, or initiatives. Some of the factors that we take into account when determining what conduct is considered to be spamming include:
Bull Stock Talk uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to Bull Stock Talk and you do so at your own risk. Using unsecured Wi-Fi or other unprotected networks to submit messages through the Bull Stock Talk Service is never recommended. Once we receive your transmission of information, Bull Stock Talk makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. If Bull Stock Talk learns of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. Bull Stock Talk may post a notice on the Bull Stock Talk Site or through the Bull Stock Talk Service if a security breach occurs.
When you use our Services, we process any data you explicitly enter into the site (your “Content Data”), including your full name, email address, profile information, posts, comments, photos, voice recordings, videos, files, emojis, etc. Bull Stock Talk uses your Content Data for the sole purpose of serving and providing you with the full experience of Bull Stock Talk. You control how we process your Content Data through Privacy & Sharing settings in your account at Bull Stock Talk. At any time you can edit/update, retrieve or delete your Content Data in your account.
When you use our Services, we may receive information (“Log Data”) such as your IP address, browser type, operating system, the referring web page, pages visited, location, your mobile carrier, and device information (including device and application IDs). We receive Log Data when you interact with our Services, for example, when you visit our websites, sign into our Services, interact with our email notifications, use your account to authenticate to a third-party website or application. We may also receive Log Data when you click on, view, or interact with links on our Services, including links to third-party applications, such as when you choose to install another application through Bull Stock Talk. Bull Stock Talk uses Log Data to provide, understand, and improve our Services. We either delete Log Data or remove any common account identifiers, such as your username, full IP address, or email address, after a maximum of 12 months.
At any time you can retrieve your entire Content Data package from Bull Stock Talk, using the “Download Your Content” feature in your account. When you select this feature, you will be able to download your Content Data to your personal device and decide how to migrate that data anywhere you choose.
At all times you have an easy way to opt out of our service and delete your account as well as ALL of your Content Data, if you do not wish to continue using our services. You can find this in your “Settings” where it says “Delete My Account.” When you delete any of your Content Data, or delete your entire account, we delete your Content Data and remove your account from our production servers as soon as is technically possible based on our infrastructure design including a 30-day delay to insure the deletion request was made by you, etc. The more data you delete, the longer will the deletion process take due to load balancing protections on our servers. After we’ve deleted your Content Data from our production servers, that same data may remain in our backups for a limited period of time (maximum of 7 months) due to protection regulations and our protocols for backup content protection. We secure your data that temporarily remains on our backups with additional security protocols. If we ever need to restore our backups into the main servers of Bull Stock Talk (in a rare instance, for example recovering from a natural disaster), if any of your Content Data you have previously deleted from our main servers is still on our backups in that moment, it will be deleted prior to or right after the backups are moved to the main servers. If you own a group and delete your account, the content you posted to that group will be deleted; however, the group(s) you own will not be deleted unless you are the only member of that group.
You may desire to make it easier for you to find and connect with your friends by using Bull Stock Talk “Add Automatically”. If you choose to enable “Add Automatically”, Bull Stock Talk will collect the telephone numbers and e-mail addresses in your address book(s), and enable you to add friends on Bull Stock Talk who have consented to be found by their telephone number or e-mail address (“Add Automatically”). Bull Stock Talk “Add Automatically” will:
You may also choose to use the Bull Stock Talk Invitation Service. If you choose to use this service, Bull Stock Talk will access your address book on your behalf. On Desktop you have the choice of uploading your address book to your Bull Stock Talk account by giving Bull Stock Talk permission to do this on your behalf. You also have the choice to give the Bull Stock Talk App permission at your request to access your address book. Additionally, you have the choice to invite individual friends or contacts to connect with you on Bull Stock Talk using your personalized Bull Stock Talk link, QR code, and you may send them SMS or e-mail invitations using the Bull Stock Talk Invitation Service. If you give Bull Stock Talk permission to upload your address book in order to serve your needs with invitations, Bull Stock Talk may store a copy of the phone numbers, emails, and names in your address book on Bull Stock Talk servers. This information is only used to provide you with the Bull Stock Talk Invitation Service and Bull Stock Talk “Add Automatically.”
Bull Stock Talk's policy is to notify users of requests for their account information, which includes a copy of the request, prior to disclosure unless we are prohibited from doing so (e.g., an order under 18 U.S.C. § 2705(b)). Exceptions to prior notice may include exigent or counterproductive circumstances (e.g., emergencies; account compromises, etc.). We may also provide post-notice to affected users when prior notice is prohibited.
Like all service providers, Bull Stock Talk is legally required to turn over customer data that it hosts when it receives a valid legal process from a law enforcement authority with jurisdiction. The following guidelines apply to all customer data hosted by Bull Stock Talk.
Preservation requests, subpoenas, or search warrants from U.S. law enforcement or civil investigative agencies seeking data regarding Bull Stock Talk's customers may be personally served at or mailed to the address below. Bull Stock Talk will only respond to requests from non-U.S. law enforcement agencies that are issued by a U.S. court either by way of a mutual legal assistance treaty or a letter rogatory. Civil subpoenas require personal service and will not be accepted via fax.
All right, title and interest in and to the Services (excluding Content provided by users) are and will remain the exclusive property of Bull Stock Talk and its licensors. The Services are protected by copyright, trademark, and other laws of both the United States and foreign countries. Nothing in the Terms gives you a right to use the Bull Stock Talk name or any of the Bull Stock Talk trademarks, logos, domain names, and other distinctive brand features. Any feedback, comments, or suggestions you may provide regarding Bull Stock Talk, or the Services is entirely voluntary and we will be free to use such feedback, comments or suggestions as we see fit and without any obligation to you.
By accepting these Terms of Service, you agree to indemnify and otherwise hold harmless Bull Stock Talk, its officers, employees, agents, subsidiaries, affiliates and other partners from any direct, indirect, incidental, special, consequential, or exemplary damages resulting from i) your use of Bull Stock Talk; ii) unauthorized access to or alteration of your communications with or through Bull Stock Talk, or iii) any other matter relating to Bull Stock Talk. Any business transactions which may arise between users from their use of Bull Stock Talk are the sole responsibility of the users involved, and we disclaim any and all responsibility for such transactions.
You expressly understand and agree that we shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if we have been advised of the possibility of such damages). Some jurisdictions do not allow the exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you. In no event will our total cumulative liability exceed US $10.00.
Other than User Content (which we do not own and claim no ownership of), we own or license all right, title, and interest in and to (a) the Site and Services, including all software, text, media, and other content available on the Site and Services (“Bull Stock Talk Content”); and (b) Bull Stock Talk's trademarks, logos, and brand elements (“Marks”). The Site and Services, Bull Stock Talk Content, and Marks are all protected under U.S. and international laws. Bull Stock Talk, My Cloud, Check It Out, Practice Safe Sharing, the Bull Stock Talk logo, and other Bull Stock Talk logos and names are trademarks of Bull Stock Talk. You agree not to display or use these trademarks in any manner without our prior written permission.
Bull Stock Talk is provided to people by Sgrouples, Inc., a company based in Los Hudson County, NJ.
Under no circumstances will Bull Stock Talk be held liable for any delay or failure in performance due in whole or in part to any acts of nature or other causes beyond its reasonable control.
If any provision of these Terms is found to be unlawful, void, or unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity or enforceability of any remaining provisions.
The failure of Bull Stock Talk to enforce any right or provision of these Terms will not prevent Bull Stock Talk from enforcing such right or provision in the future.
Bull Stock Talk reserves the right, in our sole discretion to modify these Terms, effective upon the date a revised Terms of Service is posted on the Site with notice to you, the User, of such modification. Your continued use of the Service constitutes your binding acceptance of the terms and conditions of this Agreement, as they are amended, revised, and posted on the Site periodically. We may assign our rights and obligations under these Terms, including in connection with a merger, acquisition, sale of assets or equity, or by operation of law.
These Terms will be governed by and construed in accordance with the laws of the State of New Jersey, without giving effect to any conflict of laws rules, or provisions.
You agree that any action of whatever nature arising from or relating to these Terms, the Site, or Services will be filed only in the state or federal courts located in Hudson County, New Jersey. You consent and submit to the personal jurisdiction of such courts for the purposes of any such action.
Effective: May 24, 2021